Month: January 2019

Private Finance – Adding Caution to the Kiplinger ETF 20
 We’ve traded VanEck Vectors Fallen Angels High Yield for iShares Ultra Small-Term Bond to tamp down risk among our pet chat-traded funds.
Kiplinger Private Finance – https://www.kiplinger.com/article/investing/T022-C009-S002-adding-caution-to-the-kiplinger-etf-20.html

Private Finance – Buy These Free-Range Bond Funds
 There’s more to bond investing than picking funds that adhere closely to an index or cling to the obvious safety of Treasuries.
Kiplinger Private Finance – https://www.kiplinger.com/article/investing/T041-C003-S002-buy-these-free-range-bond-funds.html

Private Finance – Are You Really Ready to Retire? 8 Steps to a Pleased Retirement
 

Last year, Nick Crisci felt more than ready to retire. After working nonstop for 46 years, the 69-year-ancient feared the stress of his in rank equipment job was distressing his health. Crisci, who lives in Pflugerville, Tex., set for retirement by thumping his finances into shape–paying off his finance and shifting some of his funds into Reserves bills to make a cash cushion. He also envisioned how he’d spend his days in retirement: farming, reading, playing with his grandkids and working on his stamp pool.

But all that schooling didn’t make the transition simple. Since his November 2018 retirement, he has focused on staying busy, getting caught up with his homeowners friendship, joining a senior union center and taking tai chi classes. But “it’s not fun yet,” he says. “I feel tired, not retired.” And the recent market dip has further hurt his confidence. “I’m sitting here thought, ‘How long will it take to recover from this?’ ” he says. “Did I pick the incorrect time to retire?”

Even with years of schooling, retirement can be a demoralizing possibility. Can your choice survive a market crash in your early retirement years? Will you still have a sense of purpose when you’re no longer heading to the office every day? How do you know that you’re really ready–both financially and mentally?

To ensure a flourishing retirement transition, you’ll need to tackle those questions and many more. But the process doesn’t have to be aloof. Follow these eight steps to ensure you’re set–financially and mentally–to retire.

SEE ALSO: 15 Reasons You’ll Go Broke in Retirement

Kiplinger Private Finance – https://www.kiplinger.com/slideshow/retirement/T047-S004-ready-to-retire-8-steps-to-a-pleased-retirement/index.html

Private Finance – Home Prices Take a Rest
 Prices will take up again rising, but more slowly, as the housing market regains some balance between buyers and sellers.
Kiplinger Private Finance – https://www.kiplinger.com/article/real-estate/T010-C000-S002-where-home-prices-are-headed-2019.html

Private Finance – What I Learned When Stocks Tanked
 Our Matter-of-fact Investing journalist, Kathy Kristof, invests in a “smart” index fund that hasn’t proven all that bright through the recent dark days of the market.
Kiplinger Private Finance – https://www.kiplinger.com/article/investing/T052-C028-S002-what-i-learned-when-stocks-tanked.html

Private Finance – The Magic of Moving Averages
 This technological indicator can help predict where stocks are headed.
Kiplinger Private Finance – https://www.kiplinger.com/article/investing/T052-C008-S002-the-magic-of-moving-averages.html

Private Finance – What’s Next for a Tumultuous Market
 Investors wonder if it’s sink or swim for stocks. Our take: time to bottom-fish.
Kiplinger Private Finance – https://www.kiplinger.com/article/investing/T052-C008-S002-what-s-next-for-a-tumultuous-market.html

Private Finance – Mutual Fund Rankings, 2019
 U.S. markets fared better than overseas counterparts.
Kiplinger Private Finance – https://www.kiplinger.com/article/investing/T041-C000-S002-mutual-fund-rankings-2019.html

Private Finance – 2019 Mutual Fund Guide: Profit from These Trends
 Funds are lowering expense ratios — and more than ever are free. Here’s how to take benefit of this varying landscape.
Kiplinger Private Finance – https://www.kiplinger.com/article/investing/T041-C009-S002-2019-mutual-fund-guide.html

Private Finance – The Regime Shutdown’s Real-World Cost
 For hundreds of thousands of federal workers, this is a right test of fiscal attentiveness.
Kiplinger Private Finance – https://www.kiplinger.com/article/saving/T065-C015-S002-federal-regime-shutdown-real-world-cost.html

Private Finance – Our Guide to Saving on Your 2018 Taxes
 We help you steer the ins and outs of the new tax law and get the largest refund–or lowest tax bill–doable.
Kiplinger Private Finance – https://www.kiplinger.com/article/taxes/T055-C000-S002-our-guide-to-saving-on-your-taxes.html

Private Finance – Annuities Pitched With a Free Dinner? Be Wary
 When a fiscal adviser invites you to a free meal, complicated, high-cost flavors of annuities are often on the menu.
Kiplinger Private Finance – https://www.kiplinger.com/article/investing/T003-C000-S002-annuities-pitched-with-a-free-dinner-be-wary.html

Private Finance – Urgent circumstances Funds Can Reduce Stress
 Your savings can bail you out of a circumstances you may not reckon of as an urgent circumstances.
Kiplinger Private Finance – https://www.kiplinger.com/article/saving/T065-C047-S002-urgent circumstances-funds-can-reduce-stress.html

Private Finance – How to Avoid Cashing Out Your 401(k)
 It’s simpler to conveying your savings to your new employer’s plot.
Kiplinger Private Finance – https://www.kiplinger.com/article/investing/T001-C000-S002-how-to-avoid-cashing-out-your-401-k.html

Private Finance – Find a Fiscal Planner Who’s a Cool Cucumber
 Don’t panic, and look for an adviser who will look out for your best wellbeing.
Kiplinger Private Finance – https://www.kiplinger.com/article/investing/T052-C000-S002-how-to-find-a-fiscal-adviser.html

Private Finance – Virtual Credit Card Numbers Cut Fraud Risk
 At random generated numbers linked to your account means you won’t have to carry your card.
Kiplinger Private Finance – https://www.kiplinger.com/article/credit/T016-C000-S002-virtual-credit-card-numbers-cut-fraud-risk.html

Private Finance – How to Afford Long-Term Care
 Your options range from square coverage to tapping your life indemnity refund.
Kiplinger Private Finance – https://www.kiplinger.com/article/indemnity/T036-C000-S002-how-to-afford-long-term-care.html

Private Finance – Tax Breaks for Charitable Work
 Here’s why it’s vital to have a fussy log of your expenses while working with a charity.
Kiplinger Private Finance – https://www.kiplinger.com/article/taxes/T054-C001-S002-tax-breaks-for-charitable-work.html